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Fund the missing middle

A Kickstarter-style platform connecting construction loans for duplexes, ADUs, triplexes, and small apartment buildings with the funders who believe in them.

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47
Active projects
$18.4M
Total sought
$6.1M
Funded to date
12
States represented

How it works

Two sides of the same community housing challenge.

For project creators

Whether you're a homeowner adding a backyard cottage or a small developer building a 6-unit building, we help you find the construction financing you can't get from a traditional bank.

  • 1Submit your project — basics, financials, documents, and your community story
  • 2Missing Middle Marketplace reviews and approves your application (typically 3–5 days)
  • 3Your project is listed on the marketplace and matched to funders
  • 4Funders express interest — we facilitate introductions and NDA execution
  • 5Loan closes, funds disbursed in construction draws. You build.

For funders

From accredited investors seeking 7–10% returns to CDFIs, credit unions, and community members who want to put their money where their neighborhood is.

  • 1Create a funder profile and set your investment criteria
  • 2Browse the marketplace — or let our matching algorithm surface relevant projects
  • 3Express interest — we verify credentials and execute NDA
  • 4Receive the full loan package and connect directly with the creator
  • 5Issue a term sheet. Close the loan. Earn returns tied to real housing.

What we fund

Missing middle housing — the gentle density that makes neighborhoods work.

🏠
ADU / Backyard cottage
$75K–$250K · 12–18 mo terms
🏘️
Duplex
$250K–$600K · 18–24 mo terms
🏗️
Triplex
$400K–$900K · 18–24 mo terms
🏡
Townhomes
$600K–$1.5M · 18–30 mo terms
🏢
Small multifamily
$800K–$3M · 24–36 mo terms
🤝
Community land trust
Any size · Mission-aligned terms